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Florida Home Mortgage Loans in Naples,
Fort Myers, Bonita Springs, Estero,
Marco Island, Cape Coral, Port Charlotte,
Orlando, and Throughout The Entire
State of Florida.
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Sand Castle
Mortgage Group, Inc.

2220 Venetian Court
Suite B
Naples, FL 34109
 

8891 Brighton Lane
Suite 118
Bonita Springs, FL 34135
866-419-SAND 


12995 S. Cleveland Ave
Suite 5
Fort Myers, FL 33907
866-419-SAND

 

Title Insurance

  To simplify your buying process, Sand Castle Realty Group, Inc. has formed a partnership with Sand Dollar Title Group, Inc.. To find out more about the benefits of using Sand Dollar Title, Click Here.

What Is Title?
Title is the combination of all elements that constitute the legal right to own, possess, use, control, enjoy, and dispose of real estate. It is a right of ownership recognized and protected by law.

What Is Title Insurance, and Why Do I Need It?
An insurance policy--protecting against loss should the condition of title to land be other than as insured. Title Insurance is indemnity against loss resulting from defects in or undisclosed liens upon a title.

You need Title Insurance to protect possibly the most important investment you'll ever make - the investment in real estate. A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate. First, credit is checked as an indication of the borrower's ability to repay the loan.

Then, the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance.

If my lender gets title insurance for its mortgage, why do I need a separate policy for myself?
The lender's policy covers only the amount of its loan, which is usually not the full property value. In the event of an adverse claim, the lender would ordinarily not be concerned unless its loan became non-performing and the claim threatened the lender's ability to foreclose and recover its principal and interest. And, in the event of a claim there is no provision for payment of legal expenses for an uninsured party. When a loan policy is being issued, the small additional expense of an owner's policy is a bargain.

What Are The Associated Fees?
State promulgated rates for Title Insurance. Click here for Title Insurance Premiums

Recording Fees:
$10.00 First Page
$8.00 Each Additional Page Plus
$1.00 for each name over four names.

State of Florida Documentary Stamps:
Deed $.70 per $100.00
Mortgage/Note $.35 per $100.00

Intangible Tax:
Mortgage 2 mills/or $.002 per thousand

Closing Fees:
Settlement Fees begin at $150.00
Search Fee $99.00
Exam Fee $99.00

Full Re-issue credits, New Home Credits, and Builder Credits are available.

 
   
     
 











 

 

 

 

 

 

 

Your Southwest Florida Real Estate Resource for the Communities of: Naples, Marco Island, Estero, Bonita Springs, Fort Myers and more ...

Whether you are buying or selling real estate in Naples or Southwest Florida, we have assembled a comprehensive set of tools to make
the entire process easier.

YOUR Naples Florida Real Estate Agents!

IF YOU ARE NEW TO PURCHASING OR SELLING
NAPLES FLORIDA REAL ESTATE

If you are new to purchasing or selling in Naples, you have definitely come to the right place. Real estate practices vary from state to state, and even among counties. We know the real estate market better than anyone else, and we would love to assist you.


Whether you are buying or selling real estate in Bonita Springs or Southwest Florida, we have assembled a comprehensive set of tools to make the entire process easier.

YOUR Bonita Springs Florida Real Estate Agents!

IF YOU ARE NEW TO PURCHASING OR SELLING
BONITA SPRINGS FLORIDA REAL ESTATE

If you are new to purchasing or selling in Bonita Springs, you have definitely come to the right place. Real estate practices vary from state to state, and even among counties. We know the real estate market better than anyone else, and we would love to assist you.


Whether you are buying or selling real estate in Estero or Southwest Florida, we have assembled a comprehensive set of tools to make
the entire process easier.

YOUR Estero Florida Real Estate Agents!

IF YOU ARE NEW TO PURCHASING OR SELLING
ESTERO FLORIDA REAL ESTATE

If you are new to purchasing or selling in Estero, you have definitely come to the right place. Real estate practices vary from state to state, and even among counties. We know the real estate market better than anyone else, and we would love to assist you.

 


Whether you are buying or selling real estate in Marco Island or Southwest Florida, we have assembled a comprehensive set of tools to make the entire process easier.

YOUR Marco Island Florida Real Estate Agents!

IF YOU ARE NEW TO PURCHASING OR SELLING
MARCO ISLAND FLORIDA REAL ESTATE

If you are new to purchasing or selling in Marco Island, you have definitely come to the right place. Real estate practices vary from state to state, and even among counties. We know the real estate market better than anyone else, and we would love to assist you.


Whether you are buying or selling real estate in Fort Myers or Southwest Florida, we have assembled a comprehensive set of tools to make
the entire process easier.

YOUR Fort Myers Florida Real Estate Agents!

IF YOU ARE NEW TO PURCHASING OR SELLING
FORT MYERS FLORIDA REAL ESTATE

If you are new to purchasing or selling in Fort Myers, you have definitely come to the right place. Real estate practices vary from state to state, and even among counties. We know the real estate market better than anyone else, and we would love to assist you.


Su recurso de las propiedades inmobiliarias de la Florida del sudoeste para las comunidades de: Naples, Marco Island, Estero, Bonita Springs, Fort  Myers y más...

Si usted es que compra o vendedor las propiedades inmobiliarias en Naples o el sudoeste la Florida, hemos montado un sistema comprensivo de herramientas para hacer el más fácil de proceso entero.

¡cSus Agentes De Propiedades Inmobiliarias De Naples La Florida!

A SI USTED ES NUEVO COMPRAR O VENTA PROPIEDADES INMOBILIARIAS DE NÁPLES LA FLORIDA

Si usted es nuevo a comprar o a la venta en Naples, usted ha venido definitivamente al lugar derecho. Las prácticas de las propiedades inmobiliarias varían de estado al estado, e igualan entre condados. Sabemos el mercado de propiedades inmobiliarias mejor que cualquier persona , y amaríamos asistirle.

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En si usted es que compra o vendedor las propiedades inmobiliarias los resortes de Bonita o sudoeste la Florida, hemos montado un sistema comprensivo de herramientas para hacer el más fácil de proceso entero.

¡cSu Bonita Springs De Propiedades Inmobiliarias De la Florida!

SI USTED ES NUEVO A COMPRAR O A LA VENTA BONITA SUELTA LAS PROPIEDADES INMOBILIARIAS DE LA FLORIDA

Si usted es nuevo a comprar o a la venta en los resortes de Bonita, usted ha venido definitivamente al lugar derecho. Las prácticas de las propiedades inmobiliarias varían de estado al estado, e igualan entre condados. Sabemos el mercado de propiedades inmobiliarias mejor que cualquier persona , y amaríamos asistirle.

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Si usted es que compra o vendedor las propiedades inmobiliarias en Estero o el sudoeste la Florida, hemos montado un sistema comprensivo de herramientas para hacer el más fácil de proceso entero.

¡cSus Agentes De Propiedades Inmobiliarias De Estero La Florida!

SI USTED ES NUEVO A COMPRAR O A LA VENTA PROPIEDADES INMOBILIARIAS DE ESTERO LA FLORIDA

Si usted es nuevo a comprar o a la venta en Estero, usted ha venido definitivamente al lugar derecho. Las prácticas de las propiedades inmobiliarias varían de estado al estado, e igualan entre condados. Sabemos el mercado de propiedades inmobiliarias mejor que cualquier persona , y amaríamos asistirle.

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Si usted es que compra o vendedor las propiedades inmobiliarias en la isla o el sudoeste la Florida de Marco Island, hemos montado un sistema comprensivo de herramientas para hacer el más fácil de proceso entero.

¡cSus Agentes De Propiedades Inmobiliarias De la Florida De la Isla De Marco Island!

SI USTED ES NUEVO A COMPRAR O A LA VENTA PROPIEDADES INMOBILIARIAS DE LA FLORIDA DE LA ISLA DE MARCO ISLAND

Si usted es nuevo a comprar o a la venta en la isla de Marco, usted ha venido definitivamente al lugar derecho. Las prácticas de las propiedades inmobiliarias varían de estado al estado, e igualan entre condados. Sabemos el mercado de propiedades inmobiliarias mejor que cualquier persona , y amaríamos asistirle.

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Si usted es que compra o vendedor las propiedades inmobiliarias en Fort Myers o el sudoeste la Florida, hemos montado un sistema comprensivo de herramientas para hacer el más fácil de proceso entero.

¡cSus Agentes De Propiedades Inmobiliarias De Fort Myers La Florida!

SI USTED ES NUEVO A COMPRAR O A LA VENTA PROPIEDADES INMOBILIARIAS DE FORT MYERS LA FLORIDA

Si usted es nuevo a comprar o a la venta en Fort Myers, usted ha venido definitivamente al lugar derecho. Las prácticas de las propiedades inmobiliarias varían de estado al estado, e igualan entre condados. Sabemos el mercado de propiedades inmobiliarias mejor que cualquier persona , y amaríamos asistirle.

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